Month: December 2018

How can millennials get on the property ladder ?

There’s been a lot of talk in the press recently about generational inequality, which has mostly been with good reason. Those currently in their twenties and thirties are earning far less than people the same age did 10 to 15 years ago.

The 2008 recession has put the millennial cohort far behind in terms of earnings and wages. Wages have never fully recovered since the recession and are still behind their pre-financial crisis peak. Many may be unable to ever afford to get on the property ladder, meaning they will have a lifetime of rent payments to fund.

Planning ahead for Christmas…

Seasonal fare in the guise of Brussels sprouts, mince pies and chocolate Santas greets you in every high street shop and supermarket, providing a daily reminder that Christmas is just around the corner. If you feel you have still got stacks to do before the Big Day is here, our top tips may help you get your festive finances in order.

The longevity challenge and how to tackle it…

In the UK, we are faced with the challenge of an ageing population. Many of us will live longer than we might have expected. Already, 2.4% of the population is aged over 85. Because of improvements in healthcare and nutrition, this figure only looks set to rise.