Lifetime Cashflow Planning

What is lifetime cash flow planning?

The old adage “if you fail to plan, you are planning to fail” is as relevant today as ever and, despite the unpredictability of investing, is the key to long-term financial security. Lifetime Cashflow Modelling is aimed at individuals, to help them to identify, achieve and maintain their desired future lifestyle, without the fear of running out of money, whatever happens.

Lifetime Cashflow Modelling is a very detailed process that we go through with clients. We look at your income and expenditure expectations for you and your spouse/partner, from now until a set age (normally age 100), and provide you with a detailed report. This report takes into account all the assets you hold now and also those expect to have in the future, any potential inheritances you foresee, and all the plans you have in life, such as holidays, travel, property purchases and sales, gifts to children, etc. The list is endless.

Below is a video of Nigel who is a Financial Planner and the video explains what Lifetime Cashflow planning is, we work in exactly the same way as Nigel.

The graph below represents a lifetime cashflow forecast for a generic client. In this example it shows the clients scenario, from age 55 to 100. The red area of the graph shows that they can no longer maintain their desired lifestyle from age 79 onwards.

The Financial Conduct Authority does not regulate Estate Planning, Tax Planning or Cashflow Modelling

Want to find out more? Give me a call on 01704 862 200

If you would like to speak to one of our existing clients before deciding whether to work with us please let us know and we will arrange this for you. It’s important that you feel entirely comfortable in working with us, helping you secure financial peace of mind.

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Lifetime Cashflow Planning

What is lifetime cash flow planning? The old adage “if you fail to plan,...

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